RatioCalcTaxes & Budgeting
Tax and Personal Finance Calculators
Estimate federal tax scenarios, paycheck deductions, self-employment tax, capital gains, budgets, net worth and compensation comparisons.
Tax rules change and personal circumstances matter. Use current-year tax tools only for planning and verify filing decisions with official tax guidance or a qualified professional.
2026 Federal Income Tax
Estimate 2026 U.S. federal income tax with current IRS brackets, standard deductions, 401(k), HSA and FSA limits, Child Tax Credit, FICA, and paycheck estimates.
Budget Calculator
Allocate monthly take-home income across needs, wants, savings and unallocated cash, with the 50/30/20 split shown as a planning reference rather than a rule.
Net Worth Calculator
Estimate household net worth from current asset values minus current liability balances, with separate asset and debt breakdowns.
Salary to Hourly
Convert annual gross salary to hourly, daily, weekly and monthly equivalents using the paid weeks, hours and workdays you enter.
State Income Tax Estimate
Estimate state income tax from state-specific taxable income, an applicable planning rate, and credits without relying on an incomplete hard-coded 50-state tax table.
2026 Self-Employment Tax
Estimate 2026 self-employment Social Security and Medicare tax with the current Social Security wage base, W-2 wage interaction, and Additional Medicare Tax threshold.
2026 Paycheck
Estimate 2026 take-home pay using current federal income-tax brackets, standard deductions, employee FICA, and payroll pre-tax contributions without fabricated state-tax precision.
2026 Contractor vs Employee
Compare contractor net cash with employee after-tax cash plus entered employer benefits using 2026 federal income-tax, Social Security and Medicare assumptions.
2026 Capital Gains Tax
Estimate 2026 U.S. federal long-term or short-term capital gains tax using current capital-gain thresholds and the 3.8% Net Investment Income Tax rule.
How RatioCalc handles financial estimates
Calculator outputs are based on the inputs and assumptions shown by each tool. Important decisions should be checked against primary sources, actual product terms and current rules.