RatioCalcReal Estate
Real Estate Calculators
Model rental returns, capitalization rates, cash-on-cash returns, home equity, property tax and rent affordability.
Real-estate results depend on local taxes, financing terms, transaction costs, property condition and future market outcomes. Treat these outputs as scenario estimates, not appraisals or lender decisions.
Rental Property ROI
Model rental-property cash flow, financing, appreciation assumptions, sale proceeds and return over the holding period you enter.
Cap Rate
Calculate capitalization rate from property net operating income and property value without mixing mortgage financing into the unlevered metric.
Cash-on-Cash Return
Calculate annual pre-tax cash flow as a percentage of the cash invested in a property, without treating one percentage range as universally good or bad.
Home Equity
Estimate home equity from the property's current value and outstanding mortgage or other secured balances you enter.
Rent Affordability
Model rent affordability from income, debt and other budget assumptions. Percentage-of-income guidelines are references, not universal recommendations or approval rules.
Property Tax Calculator
Estimate property tax from a property value and the tax rate you enter. The calculator does not provide county-level assessment data or automatically maintain tax rates for every jurisdiction.
Rent vs Buy
Compare renting with buying using housing costs, financing, rent changes, investment return, home appreciation, selling costs and the time horizon you enter.
How RatioCalc handles financial estimates
Calculator outputs are based on the inputs and assumptions shown by each tool. Important decisions should be checked against primary sources, actual product terms and current rules.