Investing and Savings Calculators

Project growth from principal, contributions, a nominal annual rate and the compounding frequency you select.

Project retirement savings from current balance, contributions, assumed annual return and inflation. Any 4% withdrawal figure is an illustrative planning heuristic, not a guarantee.

Estimate the time or recurring contribution needed to reach a savings target from the starting balance, return assumption and contribution schedule you enter.

Project 401(k) growth from your current balance, salary-based contributions, employer contributions, investment return, and time horizon.

Build an emergency-fund target from the essential monthly expenses and number of months of coverage you choose, then estimate saving progress.

Calculate total ROI and net profit from invested capital and ending value. Annualized return is only meaningful when the timing of relevant cash flows is defined.

Project a future balance from starting principal, recurring contributions, an assumed annual rate, time horizon and contribution frequency.

Calculate principal × annual rate × time without compounding, with years, months or a 365-day-year conversion and support for 0% interest.

Model a stream of equal payments using the payment amount, rate, number of periods and timing assumptions provided by the calculator.

Estimate CD maturity value from principal, term and APY. APY is treated as an effective annual yield that already includes the account's compounding convention.

Model a CD ladder using the APY and term entered for each rung, with each maturity kept on its own date instead of interpolating missing market rates.

Model leveraged stock exposure using the initial margin, maintenance requirement and borrowing cost you enter. Broker and regulatory requirements can differ.

Model recurring investments over time using the contribution amount, schedule and return assumptions you enter.

Calculate dividend yield from annual dividends per share and share price, without treating a high yield as an investment recommendation.

Project a dividend-reinvestment scenario from share value, dividend assumptions, reinvestment and growth inputs over the period you choose.

Calculate the weighted average cost per share after additional purchases using each lot's share count and purchase price.

Calculate total portfolio return from beginning value, ending value and entered investment income. Intermediate contributions and withdrawals require dated cash-flow methods that are outside this model.

Allocate a portfolio across asset categories and see the resulting percentages and dollar amounts. The tool does not forecast returns or prescribe an optimal allocation.

Calculate current yield and estimate yield to maturity from the bond's price, coupon, face value and remaining cash flows. It does not treat the sum of coupons as a guaranteed annualized total return.

Calculate price-to-earnings metrics and compare them with a benchmark you choose. The tool does not label a stock intrinsically cheap, fair or expensive from a universal P/E threshold.

Calculate P/B from market price and book value and compare it with a benchmark you supply. A low or high P/B alone does not prove undervaluation or overvaluation.

Calculate price-to-sales from market price and revenue and compare it with a benchmark you choose, without universal cheap-or-expensive thresholds.